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POSBuddies

POS, payments, and cash discounting in one clean checkout system.

Get Started Free
Automated fee recovery
Live checkout POSBuddies
Card sale $48.20
Items$46.72
Card cost recovery$1.48
Processing paid by merchant$0.00
Tap, chip, swipe
Customer pays with card
Fee summary
Processing$0.00
POS software$0.00
Platform$0.00
You keep$48.20
Checkout suite Explore hardware

POS

Checkout, items, staff

Payments

Tap, chip, swipe

Cash discount

Automatic recovery

Receipts

Clear fee summary

Reporting

Daily sales view

Support

Setup included

Built for everyday operators

Cafes Retail Bakeries Salons Quick service
Cafe

Happy Serving, Happy Earning

Cafes and coffee shops save thousands annually.

Retail

Retail Made Simple

Keep 100% of your sales.

Bakery

Focus on Your Craft

We handle the payments. Zero fees attached.

Simple process

Up and running in three steps.

Sign up, plug in, and start keeping more of every sale.

1

Sign Up Free

Create your account in under two minutes. No credit card. No commitment.

2

Get Your POS

We ship your pre-configured terminal. Plug in, connect to WiFi, done.

3

Start Saving

Every card transaction — zero fees. Keep 100% of your revenue from day one.

The cash discount model

Stop paying to get paid.

Traditional processors take 2.5–3.5% on every card transaction. With POSBuddies, your customers cover that cost — you keep it all.

Traditional Processor

RECEIPT #OLD-MODEL

MONTHLY STATEMENT
Monthly Revenue $10,000.00
Processing (2.9% + 30¢) - $348.00
POS Software Fee - $60.00
Platform Fee - $20.00
YOU KEEP $9,572
You lose $428/month
= $5,136/YEAR GONE FOREVER

POSBuddies

RECEIPT #ZERO-FEES

SAVE 100%
Monthly Revenue $10,000.00
Processing Rate $0.00
POS Software Fee $0.00
Platform Fee $0.00
YOU KEEP $10,000
You save $428/month
= $5,136 BACK IN YOUR POCKET / YEAR

See for yourself

Calculate your savings.

Drag the slider to see how much you’d save annually with POSBuddies.

$1,000 $10,000 $100,000
Traditional fees / year
$5,136
POSBuddies fees / year
$0
You save / year
$5,136

Head-to-head

See who really has your back.

We compared the numbers. The difference isn’t close.

Feature
POSBuddies
Square Clover Toast
Monthly POS Fee $0 $60/mo $49/mo $69/mo
Credit Card Processing 0% 2.9% + 30¢ 2.6% + 10¢ 2.49% + 15¢
Hidden Fees Zero Yes Yes Yes
Cash Discount Model Built-in Not offered Not offered Not offered
Contract Required Never Month-to-month 1–3 years 1–2 years
Hardware Cost Free $49–$799 $499–$1,749 $499–$1,199
Annual Cost (est.) $0 $4,000+ $3,800+ $4,500+

* Estimates based on $10K/month card volume. Your actual savings may be higher.

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Hardware & Software

Enterprise-grade tech.
Zero cost.

Everything you need to run your business, included.

POS Terminal in use
FREE

Smart Terminal

15.6” HD touchscreen with built-in receipt printer, NFC contactless, chip reader, and magstripe. Everything in one beautiful device.

Contactless Chip Card Built-in Printer WiFi + Ethernet
Mobile card reader
FREE

Mobile Reader

Accept payments anywhere. Pairs with your phone via Bluetooth. 8-hour battery.

Analytics dashboard
INCLUDED

Cloud Software

Real-time analytics, inventory management, employee tracking. All included.

WiFi Connected
PCI Compliant
24/7 Support
Mobile App
Real-time Data
Auto Updates

More than just savings

Everything you need to start, run, and grow.

We don’t just save you money — we streamline your operations so you can focus on what matters most.

Streamline Operations

Manage your entire business from one intuitive dashboard. Track inventory in real-time, monitor employee hours, and streamline your daily workflows effortlessly.

Sell Anywhere

Whether you're at the counter, on the floor, or on the go, our omnichannel solutions ensure you never miss a sale. Seamlessly integrate in-store and online payments.

Diversify Revenue

Unlock new streams of income with built-in tools for gift cards, loyalty programs, and online ordering. We provide the ecosystem you need to scale up quickly.

PCI DSS Level 1
End-to-End Encryption
EMV Certified
Made in the USA
US-Based Support

Pricing

Radically simple.

No tiers. No gotchas. One plan, zero fees.

POSBUDDIES PLAN
$0 /month
That's not a typo.
$0 POS Software Fee
$0 Processing Fee
Free Smart Terminal
No Contracts Ever
24/7 US Support
Free Setup & Training
Cloud Dashboard
Inventory & Analytics
Get Started Free

FAQ

Questions? We’ve got answers.

The cash discount model is fully legal in all 50 states and compliant with Visa, Mastercard, and federal regulations. Instead of absorbing processing fees, you offer a discount to customers who pay with cash. Customers who choose to pay with card pay a small service fee — which covers the processing cost entirely. You never absorb a dime.
Over 90% of our merchants report zero customer complaints. Gas stations have used this model for decades — consumers are familiar with it. The fee is clearly displayed on the terminal and receipt, and most customers happily pay with card for the convenience. You can also offer cash discounts as an incentive.
No catch. We earn from the payment processing volume that flows through our system — the interchange fees that card networks charge are covered by the service fee your customer opts into. You pay nothing. We align our incentives with yours: the more you process, the more we both benefit.
Most merchants are up and running within 24–48 hours. Your terminal arrives pre-configured — just plug it in, connect to WiFi, and you're accepting payments. Our onboarding team walks you through everything, and training takes about 15 minutes.
Absolutely. We make switching painless. We'll migrate your menu items, inventory, and customer data at no charge. Since we don't require contracts, you can leave your current provider anytime — and we'll help you navigate any cancellation fees they may charge.
Yes, the terminal is provided at no cost for active accounts. If you cancel, you simply return the hardware to us — no cancellation fee, no penalty, no hassle. We believe in earning your business every month, not locking you in.

Ready to stop
paying fees?

Join the new standard in payment processing. Setup takes minutes. Savings start immediately.

No credit card required. No commitment. Cancel anytime.

PCI Compliant
256-bit SSL
24/7 Support
US-Based